They discuss how easy this business is to get into and the enormous amount of money anyone can make with so little effort. In fact, they make it seem that you can get rich overnight in the cashflow business by simply brokering notes.

And perhaps you have wondered, is it that simple? Is this the extent of “cashflow”? Is buying and selling cash flows or flipping cash flow notes all you need to do to get rich?

Of course, the answer is no. There is so much more to cash notes than “finding them, listing them and cashing the check”. Of course, for note brokers, this is a large part of it.

Dealing with discounted notes is one of the loves of my life. I love them. Buying them. Selling them. Educating others about them. It is a subject I can talk about all day.

So, believe me when I tell you that understanding discounted cashflow notes is NOT rocket science. Not even close to it. Yet some find the concept a bit hard to grasp.

However, having said that, cash notes do have many different facets. You will need some time to understand it all…or as much as you want to. And that is what this site, Learn-About-Cash-Flow.com, is all about.

Why this site?

The Internet is filled with misrepresentation about the cashflow business in general and cash notes in particular. I created this website to provide you unbiased, balanced information about all things cashflow. I will provide you a well-laid-out, easy-to-follow cashflow authority site. Consider this cashflow 101.

How is Learn-About-Cash-Flow.com different?

Given the current economic crisis, investing in cash notes has become an increasingly popular financial alternative to traditional banking. The recent collapse of the mortgage industry and its devastating ripple effect has forced many people to consider financing options they normally would not have. This site will walk you through the process without a biased slant.

What value will the visitor to this site receive?

Let’s face it; you probably came to Learn-About-Cash-Flow.com to learn how you can profit from the expanding cashflow note business opportunity. But first, you wanted to learn all you could before launching your enterprise.

By now, you have probably come across a lot of misinformation, if not, down right untruths. I am guessing that you want to get the best information possible, as quickly as possible. That is exactly what you will get here at Learn-About-Cash-Flow.com.

We are all about balanced, unbiased cash note knowledge. We will even give you what you really want: a review of the cashflow note business, a discussion of discounted cashflow techniques, an examination of discounted cashflow methods and sources for finding cashflow notes.

So, Let’s Begin With A Quick Overview:

What Are Cash Flow Notes?

The definition of cashflow is rather straightforward. They are rather simple legal documents, much like promissory notes, in which one party owes another party money and promises to pay it back over time. In fact, in the private cash note business, the word "note" is shorthand for “promissory note”, which is simply an official IOU.

With cashflow notes, a person specifies his/her intent to pay and sets forth repayment conditions and terms, i.e., payment amount, interest rate, length of payment time, etc. This is basically the right to collect payments based on terms outlined in the promissory note itself.

In most cases, the note is “secured”. This means that the borrower stands to lose something, i.e., real estate, a car, boat, plane, etc, if they fail to make payments in accordance to the terms of the note.

Though notes have been around nearly since the beginning of man, they have only become a huge topic of conversation within the last 20 years or so. This has come about because the cash flow secondary market has grown to the point where these notes can be easily bought and sold.

Prior to this, note holders would simply keep the note until it matured, even if that meant keeping it for years. Today, note holders can sell their notes in the secondary market a few months after it is signed and a few payments have been made.

Types of Cash Flow

They come in about 60 different forms such as deeds of trust, legal practice cashflows, mortgages, lottery winnings, casino jackpots, probate funding, inheritances notes, land contracts, factoring, business notes, senior settlements, purchase order funding, structured settlement program, law firm cash flows, annuities, etc. Learn more about the different types of notes here. Some of them are pretty common. Others are somewhat rare.

Don’t worry; we will discuss many of the more common ones in-depth throughout the website.

What Can Be Done With Cash Flows

Cash notes can be bought and sold like any other form of currency in the cash flow secondary market. Given the time value of money, investors are willing to buy these cash notes at a discount. Several factors determine a note’s worth.

Take a typical mortgage note for instance: its value will depend upon the property’s current market value, credit rating of the payor (the person who is paying on the note), property type, property location, time remaining on the note before pay off, etc. Selling a note can be a relatively quick way to raise needed capital to pay bills, make investments, pay for education, etc. See more information about note selling here.

How Does It All Work?

This question gets to the heart of Learn-About-Cash-Flow.com. In the adjoining pages, I will show you just how this all works. Are you ready? Let’s get started.

Oh, by the way, I am aggressive in updating this site on a daily basis…remember, I love this topic. So, bookmark and make Learn-About-Cash-Flow.com a part of your daily routine.